Official Terms and Conditions

Please review these Terms and Conditions with care before utilizing Our Service. This document outlines the rules and regulations that govern all use of the Kells Fintrix platform.

Interpretation and Definitions

Interpretation

Words with their initial letter capitalized are defined under the specific conditions that follow. These definitions retain the same meaning whether they appear in singular or plural form.

Definitions

For the purposes of this legal agreement:

• Affiliate signifies any organization that is part of our corporate family through a significant degree of ownership or managerial control.

• Country refers to: the Republic of Ireland.

• Company (also indicated by pronouns such as "We", "Us", or "Our" in this document) pertains to Kells Fintrix, the entity providing the Service.

• Device means any electronic apparatus capable of accessing the Service, such as a computer, a mobile phone, or a digital tablet.

• Service denotes the digital trading platform and all related functionalities provided through the Website.

• Terms (also referred to as "Terms and Conditions") means this entire agreement that constitutes the complete understanding between You and the Company regarding the use of the Service.

• Third-party social media service describes any services or content (including data, information, products, or services) furnished by an external entity that may be displayed, included, or made accessible by the Service.

• website points to Kells Fintrix, accessible from the URL https://kellsfintrix.it.com

• You indicates the individual, or the legal entity on whose behalf such individual is acting, that engages with our Service.

Acknowledgment

These are the Terms and Conditions that dictate the use of this Service and establish the legal agreement operating between You and Kells Fintrix. This document specifies the rights and obligations of all users concerning their engagement with the Service.

Your access to and utilization of the Service are expressly conditioned on Your full acceptance of and compliance with these Terms. They apply universally to all visitors, users, and any other individuals who access or use the Service.

By accessing or using the Service, You confirm that You agree to be legally bound by these Terms. If You disagree with any part of this document, You are not permitted to access the Service.

You affirm that you have reached the age of 18. The Company does not permit individuals under the age of 18 to use the Service.

Your access to and use of the Service is also predicated upon Your acceptance of and adherence to our Privacy Policy. Our Privacy Policy details our procedures on the collection, usage, and disclosure of Your personal information and informs You about Your privacy rights. We urge you to read our Privacy Policy thoroughly before using Our Service.

Links to Other Websites

Our Service may contain pathways to external websites or services that are not owned, managed, or controlled by Kells Fintrix. We want to be clear that Kells Fintrix has no authority over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You further recognize and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services. We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.

Termination

We reserve the right to terminate or suspend Your access to the Service immediately, without prior notice or liability, for any reason whatsoever. This includes, but is not limited to, situations where You breach these Terms and Conditions.

Upon termination, Your right to use the Service will cease instantly and definitively.

Limitation of Liability

Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of these Terms and Your exclusive remedy for all of the foregoing shall be strictly limited. To the fullest extent permitted by applicable law, the total cumulative liability of Kells Fintrix and its affiliates will not exceed the larger of either one hundred Euros (100 EUR) or the sum you have paid to us through the Service in the preceding six months.

To the maximum extent permitted by law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service).

"AS IS" and "AS AVAILABLE" Disclaimer

The Service is offered to You strictly on an "AS IS" and "AS AVAILABLE" basis, with all its existing imperfections and faults and without any form of warranty. To the maximum extent permissible under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, explicitly disclaims all warranties, whether express, implied, statutory, or otherwise, with respect to the Service.

This includes all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage, or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems, or services, operate without interruption, meet any performance or reliability standards, or be error-free, or that any errors or defects can or will be corrected.

Governing Law

The legal framework of the Republic of Ireland, without regard to its conflict of law principles, shall govern these Terms and Your utilization of the Service. Your use of the application may also be subject to other local, state, national, or international laws.

Dispute Resolution

Should a concern or dispute arise regarding the Service, You consent to first attempt an informal resolution by contacting the Company directly. We believe this is the most efficient path to a satisfactory outcome for all parties involved.

For European Union (EU) Users

If You are a consumer based within the European Union, You will benefit from any mandatory protective provisions of the law of the country in which you are resident. Nothing in these Terms is intended to limit those consumer rights.

United States Legal Compliance

You hereby declare and warrant that (i) You are not situated in a country that is subject to a United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not named on any United States government list of prohibited or restricted parties.

Severability and Waiver

Severability

If any component of these Terms is adjudicated to be unenforceable or invalid, such component will be modified and interpreted to accomplish the objectives of that provision to the greatest extent possible under applicable law. The remaining components will continue with full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter. Nor shall the waiver of a breach constitute a waiver of any subsequent breach.

Translation Interpretation

In the event these Terms and Conditions are made available in languages other than English, any ambiguities or conflicts in interpretation will be resolved by referring to the original English text, which shall be the controlling version.

Changes to These Terms

We hold the right, at Our sole discretion, to amend or substitute these Terms at any time. For any material revisions, we will make a reasonable effort to provide at least 30 days' notification prior to the new terms taking effect. What constitutes a material change will be determined at our exclusive discretion.

By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.

Contact Us

If you have any questions or require clarification about these Terms and Conditions, you can contact us:

• By email: [email protected]